How a credit score is calculated

35% = How reliably you've paid back your debts.
30% = How much you owe. 
15% = How long you've been managing credit. 
10% = How recently or frequently you apply for new credit. 
10% = Your mix of credit. 


- What You Need to Know About Credit Score Calculations
- What's in your FICO® score
- 7 Ways to Get a Better Credit Score

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